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Banks significantly increased their borrowing through certificates of deposit in March 2025, nearly doubling the previous year's amount due to tighter liquidity conditions and increased credit demand. IndusInd Bank notably raised Rs16,550 crore, over six times its usual amount, in response to deposit outflows.

ATM interchange fees have increased, benefiting larger banks with extensive networks, while smaller banks face higher costs. Explore how banks can optimize ATM networks and manage fees for profitability.